Standalone Pre-Authentication Services For Acquirers

Since 1998, we have been providing robust and secure online payment processing solutions to merchants across the globe, assisting and guiding them on how best to minimize card-not-present (CNP) fraud.

For our Acquiring bank customers around the world, we have further developed this technology into a range of solutions they can implement and offer as part of a wider merchant acquiring programme.


We provide Address Verification Services (AVS), and Card ID Verification (CVC), including CVV2 for Visa, CVC2 for MasterCard and CID for American Express, for Acquiring banks to offer to their online merchants as part of their order screening process.

With our service, your merchants can automatically screen and process transactions through our platform in real-time, empowering them to act immediately on possible CNP fraud.

  • AVS helps to screen fraudsters by comparing the billing address provided by the purchaser to the billing address on the cardholder’s credit card statement.
  • CVC validates the security code found on the back of the credit card, which confirms that the purchaser has the card in hand.

Our AVS and CVV2/CVC2/CID services are available to ANY Acquirer for their merchants in ANY jurisdiction.


We have further developed these pre-authentication tools in the form of our AV-yeS solution to mitigate US cardholder chargebacks and fraud for global merchants. The benefits and information provided as part of this solution will arm your merchants in their fight to maximize online sales and reduce the negative impact on their businesses of unwanted transactions.

Benefits of AV-yeS:

  • Provides an extra layer of fraud protection for global merchants with North American-based credit cardholders
  • Allows merchants to submit pre-authorisation requests along with AVS and CVC data
  • Presents merchants with authorisation information as well as the AVS score and CVC issuer verification responses
  • Av-yeS can be set-up to run alongside merchants’ existing gateway services (ideal for global merchants who are currently unable to obtain this service via their existing gateways)
  • Easy, 2 business day set-up
  • Available to all merchants

To find out more please contact us. Or simply apply online.