First Atlantic Commerce (FAC) is a leading, online payment gateway and fraud management solutions provider. Headquartered in Bermuda and founded in 1998, FAC provides multi-currency, payment processing and risk management solutions to Internet merchants and Acquiring banks in the Caribbean and Central America.
FAC securely processes millions of online transactions per year. We are a partner to businesses of all sizes from those sellers just starting out to large, enterprise-scale businesses with complex operations. We support merchants in 21 Caribbean countries, Bermuda, Panama, Honduras, Costa Rica, Guatemala, Nicaragua and El Salvador.
Multi-Currency Payment Gateway
First Atlantic Commerce (FAC) is a leading provider of secure and robust Internet payment solutions that includes multi-currency, real-time credit card and debit card processing as well as online consumer authentication and other fraud management services.
International Merchant Accounts
Our powerful and secure payment platform enables businesses across many industries and geographies to accept credit and debit card payments via their web sites or apps. We can facilitate merchant account solutions via direct relationships between our clients and established acquiring banks across the Latin American Caribbean Region.
Online Fraud Management
FAC has developed unique risk management solutions (that can be employed as a stand-alone service or integrated with our payment solutions) to provide you with data to help protect your on-line business from fraudulent transactions, chargebacks and unauthorized payments.
Bank Acquirer Services
If you are a bank Acquirer looking for a reliable Internet credit card gateway service, we can offer you access to a highly-skilled and specialist team working for a company with more than 25 years of credit card processing expertise. Our powerful and secure real-time payments platform is PCI certified and scaled to handle high transaction volumes from Internet merchants across the region.